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What is Medicare Part B?

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What is Medicare Part B?
Image courtesy of Medicare.gov

Medicare Part B is the part of Medicare called medical insurance. This part of Medicare is optional to patients one they reach the age of 65 and charges a monthly premium. Part B covers most services not covered by Part A.

  • Physician office visits including mental health, social workers, chiropractic services, etc.
  • Outpatient hospital services for the diagnosis and treatment of an illness or injury which includes a wide range of services such as diagnostic tests, surgical services, and emergency care.
  • Outpatient physical, occupational and speech therapy
  • Clinical laboratory services
  • Preventative Care: Vaccinations, screening mammograms, prostate screenings, colorectal cancer screenings, gynecological exams, glaucoma screenings, diabetic services,etc.Durable medical equipment (DME): wheelchairs, walkers, oxygen, etc.
  • Medical supplies, eyeglasses, and prosthetic devices
  • Ambulance services
  • For a complete list of items, visit CMS.gov.

Medicare Part B does not pay 100% for everything. Some services are subject to the annual deductible and/or the 20% coinsurance of the approved amount.

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